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After a night of laughter among friends, the bill arrives and now what? What if someone disagrees with the amount? Don’t worry, there are expense sharing apps.
In the modern world, technology offers a number of app-based solutions to simplify and streamline this process.
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These have come to make everyday life easier by providing tools that allow expenses to be shared quickly, efficiently and accurately between friends, roommates or groups.
These platforms offer features that go beyond simply dividing the amount, allowing you to track joint expenses, proportionate division, as well as make payments and even set reminders to ensure that all parties involved contribute fairly.
That’s why we have put together a list of 5 expense sharing apps that stand out in the market for their functionalities, usability and how they can be easily integrated into your routine to simplify the complexities of expense division. Discover them below.
Home expense sharing apps
If you want to retire the calculator and paper, you can do it with these expense sharing applications you will have more options with just a few clicks.
Now technology works in your favor to avoid small conflicts when paying the bill, here are the best on the market:
1- Tricount
It is a shared list of transactions that allows you to balance expenses between friends, whether they are restaurant or hostel bills.
It is very simple and easy to use: all friends enter their expenses and the app calculates the amount for each one in real time.
In addition to facilitating transactions between the members of the group, let’s imagine that Juan owes María and María in turn has to pay Paula, then Juan can pay María’s debt within the limit of the amount owed and have his debt canceled.
This process is called “triangular account” in which, through the app, the debt can be paid off without losing the friendship.
One of the most striking features is that anyone can upload expenses and share them with whoever they want at any time with a few clicks in the account.
Not to mention the precision when dividing the bill into the exact amount and you don’t even need to take out the calculator.
And if you lose your phone or it is stolen, don’t worry, the application makes backup copies of all the files you share, you just have to log in with your correct email address.
Anyone can download it on their mobile without paying any fee on Android or iOS.
When you register, the company sends you a link to your email address, which you must save, since you will only be able to access it with it.
There is no limit to the number of people who can use one of the best expense sharing apps, however in tricount it is up to 50 people.
One of the disadvantages is that you cannot add multiple currencies to your account; The one you register is the one that works within the application.
This is so as not to confuse you when it comes to refunds, the company values transparency and fairness during transactions. The best thing is that you do not need Internet access to use the application.
2- Splitwise
These expense sharing apps are the most popular expense sharing tool on the mobile market.
It is a free tool that allows you to create several lists of shared expenses, taking into account all the participants involved.
By automatically dividing expenses among group members, the application minimizes debt by reducing the amount to be paid to as few people as possible.
Splitwise offers functionality like other expense-sharing apps, it has a way to send reminders to users who have not yet made their payments, reducing the number of forgetful debtors.
It also allows you to export expense details to spreadsheets, making it easier for group members who do not have the application to access them. This platform is also accessible through the computer, which guarantees practicality and accessibility for its users.
3- Sestecer
In the list of the best expense sharing apps, the highlight is the ability to add people who don’t even have an account on the app, which demonstrates its flexibility and modernity.
The company’s goal is that everyone can share for free, it’s easy, that’s why it can be downloaded on Android and IOS, although the app has a premium version.
For sharing, each group has its own ID and associated password that allows everyone to access the shared account.
Despite having a plan, most of its features can be accessed in the free version available to all users.
It is also easy to access it without an Internet connection and download PDF spreadsheets to save on your mobile.
4- Settle up
One of the most established solutions for managing shared expenses is Settle Up, which has been on the market for a long time. Like SplitWise, this application also allows you to use PayPal directly on the platform.
Additionally, it offers the convenience of scheduling detailed transaction reports, which are sent via email once the group’s spending is finalized. However, one drawback is that it is only available for users of the Android operating system.
Like the other expense sharing apps, you can use it without an internet connection.
To take advantage of all the features of the platform, you can pay for the premium version, which does not have ads that bother some users
With a bubble design that attracts attention and provides the user with an excellent experience when using it.
There are no participation limits in the groups, and to access it you need to download it to your phone.
5-TravelSpend
It is a very valuable tool for those who want to control spending while traveling, and is among the best expense sharing apps, offering a simplified and effective way to control expenses while exploring new destinations.
With an intuitive interface, it allows users to record expenses in different categories, such as accommodation, food, transportation and entertainment.
This detailed organization provides a clear understanding of where money is used, helping to create more accurate budgets for future trips.
Another attractive aspect of TravelSpend is its ability to work offline. This makes it especially useful in places where connectivity may be limited.
Users can record expenses even without Internet access, making it a reliable companion for international travel.
In addition to offering functions to convert currencies in real time, it simplifies spending control in different countries.
And it generates detailed reports to make it easier to understand spending patterns throughout the trip, making it easy to adjust to maintain spending.
However, there are some limitations, such as the lack of advanced financial planning features for long-term trips.
Although it is free for basic use, some more advanced features may require a paid subscription for users.
How to choose between expense sharing apps?
To make the best decision when choosing between a wide variety of options, it is essential to keep some key points in mind.
Opting for one of these expense sharing apps that allows you to access it from different devices and synchronize data efficiently between them can make it easier for you to manage your finances anytime, anywhere.
Choosing among the best expense sharing apps is about finding a balance between the features offered and the cost-effectiveness for your individual needs.
It is worth remembering that the choice is personal and must respond to your needs.
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