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This credit card is an excellent choice for individuals seeking a card that prioritizes long-term savings on interest.
For those looking for a credit card with numerous benefits, Bank of America Customize may be the ideal option.
With a credit card that is accepted in thousands of establishments, that gives you cashback on all your transactions and that does not charge APR for 15 months, you can have exclusive advantages on your purchases.
That’s why we’ve brought you all the details about the purchase, so you can have transactions that are beneficial to your routine. We have brought you all the details about the payment method to make your decision easier.
Bank of America Customized
0% intro APR No annualHow does the Bank of America Customized work ?
Like other credit cards available on the market, Bank of America Customize is a payment method that is available to customers with good credit standing.
For this reason, it is an advantageous payment method, which offers a high credit limit to the customer, allowing them to concentrate all their purchases in one place.
This makes all the difference in facilitating your financial management, optimizing your spending dynamics.
Additionally, all purchases will offer cashback , which varies between 1% and 3% depending on the category purchased by you.
You can select the category in which you regularly shop, which will give you 3% cashback on each purchase, enhancing the benefits of using the card as a payment method in your routine.
Main benefits of Bank of America Customized
In addition to having cashback on all transactions, Bank of America Customize stands out for being a payment method that gives you a $200 bonus if you spend $1000 in the first 90 days after requesting the card.
Furthermore, when you choose which category will give you the highest cashback , it is natural that all your main purchases will bring benefits. This makes all the difference in achieving good financial results.
Cashback is a way to get a discount on your regular purchases, bringing benefits to yourself and your financial life.
Completely safe, the card is accepted in thousands of establishments around the world, which allows you to use it when traveling, making it easier to control your spending.
Therefore, it is a very complete payment method that optimizes your routine, offering many advantages to regular customers.
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Cons of Bank of America Customized
Packed with benefits, the Bank of America Customize also presents some points of attention that need to be considered by the consumer.
As is the case with a card that has a high interest rate if payment is not made on the correct date or in full.
Therefore, it is important to have financial planning so that you can avoid losses caused by spending too much.
Furthermore, after the first 15 months of use, the card starts charging APR, which may be undesirable for most consumers.
By observing all the details, it is possible to determine whether the card is really advantageous for your routine. This way, you will have clarity about the request, so that you can identify whether the card fits into your transaction routine.
APR and Fees
It is important to note that the card does not charge an APR fee for 15 months. However, after this period the amount will be charged between 18.24 and 28.24%, which varies according to the customer’s profile.
Additionally, the card will not charge the customer an annual fee, so it is worth considering these details before deciding to apply for your card.
It is essential to be clear that credit cards also charge a balance transfer fee, which is 3% when the transfer takes place within the first 60 days of the account being open. After this period, the amount increases to 4% of the transaction.
Aware of all the costs involved in using the payment method, it is important to understand that credit cards can be advantageous for different customer profiles.
How to apply for the Bank of America Customized
The process of applying for your Bank of America Customize is quite simple, precisely to make your journey to obtaining the card easier.
America ‘s official website so you can find the “apply now” button. Before looking for the button, check the information so you can identify whether you really meet the minimum requirements to apply for the card, such as being 18 years old and having proof of income.
This way, you can be sure that your application will be approved. Find the button to request the card, click it and fill in your personal information, so that you can wait for your data to be evaluated.
After the company has assessed your data, it will contact you to inform you of the credit limit available and when it will be sent to your address so that you can start making purchases. Take the opportunity to request yours today and start making good purchases.
